Direct funder
We underwrite and fund on our own platform. One company. One file. One decision.
Same-day funding · Nationwide
Same-day funding. Stronger rates and terms.
Gentic Capital is a direct funder. We provide a merchant cash advance — cash against your future sales, reviewed and funded in-house, not passed to anyone else. Tell us what you need and what it is for. Most files get an answer in minutes, and funding the same day your bank statements come in.
- Direct in-house funder
- Same-day funding
- No hard credit pull
- Declined by a bank? Apply now
Same day
Funding
Files that are complete by early afternoon are usually funded the same business day.
Direct funder
Not a broker
Your file never leaves our house. One company, one decision.
No hard pull
On your credit
Checking what you qualify for will not lower your personal score.
Built for trust
Funding that fits — funded in-house.
Our platform handles your file from the first click to the wire. Underwriting, pricing, and funding all happen here. No brokers. Your information does not get sent around.
Fast approvals. Same-day funding
Many files get an answer in minutes. Once documents are in, we work to fund you the same day.
Simple application
A short form and 4 months of bank statements. Apply in minutes — no hard credit pull.
Built for the long term
We are not here for a one-time deal. When you grow, hire, or open another location, we are still your funder.
Business owners we fund
Built for the people running the business — not a spreadsheet.
Chefs, contractors, fleet owners, clinicians, shopkeepers. Same-day capital, funded in-house, for the operators who keep the lights on.
Owners nationwide
Capital options
Pick what you need. We handle the rest.
Pick the closest match. If you are not sure, choose “Help me decide” and a specialist will guide you.
Working capital
Cover payroll, vendors, marketing, and slow seasons without draining savings.
Growth capital
Open another location, hire staff, or take a large contract you would have to pass on.
Equipment & vehicles
Finance the trucks, machines, and gear that bring in revenue.
Inventory & purchase orders
Stock up to sell — without a big order starving the rest of the business.
Short-term bridge
Fill a gap while a bigger loan, refinance, or unpaid invoice catches up.
Help me decide
Not sure which fits? Tell us the goal and a specialist will help you pick the right one.
Who can apply
If your business takes in revenue, you can apply.
We fund all industries, nationwide. We look at deposits and cash flow — not a label on your door. Banks decline files we fund the same day.
What we need
- A short application — about 2 minutes
- Your last 4 months of business bank statements, up to date
- No hard credit pull to check your options
- ID or a voided check only when you accept
How it works
Four simple steps
-
01
Tell us about your business
Name, phone, how much you need, and what it is for. Two minutes. No bank statements yet, and no hard credit pull.
-
02
We call you
A specialist calls to go through the numbers and tell you what you qualify for. You will know within minutes where you stand.
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03
Send your statements
If you want to move forward, we ask for your last 4 months of business bank statements, up to date. Nothing is sent anywhere else — your file stays here.
-
04
You see the offer, then get funded
You get the amount, the total cost, and how repayment comes out of your sales — in plain English, before you sign anything.
Why choose Gentic
Why owners choose Gentic
Everyone says they are fast. Here is what is actually different about us.
Same-day decisions
Most files get an answer in minutes, and funding the same day your documents are complete. You are not waiting weeks to be told no.
Fast review, then a person
We read your bank statements quickly, then a funding specialist reviews the file with you. Fast process. Human decision.
Better rates and terms
We fund in-house on our own platform. Your file stays with us — priced, underwritten, and funded here. No brokers, no shopping your deal around.
Declined somewhere else? We look deeper
A bank judges a score. We judge the business in front of us — deposits, revenue, and how you actually operate.
No hard credit pull
Checking your options will not hurt your personal credit. You can apply without a hard pull on your personal score.
One person, start to finish
You get one specialist who knows your file. No being passed around, no repeating your story to five different people.
A funding partner
Not a one-time deal.
Old-school funders still work off faxes, spreadsheets, and guesswork. We review your actual deposits on our own platform and fund in-house. When you need the next round, you already have a specialist who knows your file.
See what you qualify for
Every industry welcome
We fund all industries.
Restaurants, retail, construction, trucking, healthcare, salons, manufacturing, real estate, professional services — and everything in between. If your business brings in revenue, you qualify to apply. There is no list you have to be on and no industry we turn away.
We do not decide on a score or a label. We look at the money coming through your accounts each month. Those are often the businesses other funders dismiss first — and the ones we fund fastest.
- Any industry
- Any size
- Nationwide
- No hard credit pull
- Same-day funding
Questions
Straight answers
Do I need good credit?
No. We look mainly at your business revenue and bank activity. Many owners who were turned down by a bank still get funded here.
How fast do I get the money?
Files that are complete by early afternoon are usually funded the same business day. It starts with a short call — you will know where you stand within minutes of applying.
What do I need to apply?
To start, just your name, phone, and what you need — about two minutes. If you want to move ahead, we ask for your last 4 months of business bank statements, up to date. An ID or voided check only comes up when you accept an offer.
How much can I get?
From a few thousand dollars to larger growth funding. Tell us the number you need and we will tell you what you qualify for.
Will this hurt my credit?
No. Applying includes no hard credit pull, so checking your options will not lower your score.
Are you a bank?
No. Gentic Capital is a direct funder. We underwrite and fund in-house on our own platform. This is commercial business funding, not a bank deposit account and not a consumer loan.
Do you send my file to other funders?
No. Your file stays with us. We price, underwrite, and fund in-house. We do not shop your deal around.
So what exactly is this?
A merchant cash advance. We give your business cash up front against a portion of your future sales, and it is paid back as a small share of what comes through your business. It is commercial funding, not a bank loan and not a consumer loan. Before you sign, you will see the amount, the total cost, and how repayment works — in plain English.
What happens if you cannot fund me?
We tell you straight away, usually within minutes. Your documents are not shared with anyone else, and we do not sell or distribute your information. If your numbers change or you need funding later, you can come back.
Is my information safe?
Your bank statements and application go to our underwriting team only. We do not shop your file around or send it to other funders. Your file stays with us.
Get funded today
Apply in 2 minutes. No hard credit pull. Declined by a bank? Apply now.
Start my application